HomeSpringfield3 Family - 3 Units Up/Down658 Union St, Springfield MA 01109
658 Union St, Springfield MA 01109 — photo 1 of 171 / 17
$425,000
658 Union St, Springfield MA 01109
3 units · 6 bd · 3 ba · 2,801 sqft · $141,667/unit
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INVESTMENT SNAPSHOT

Signal Score99 / 100
Est. Cap Rate8.0%
GRM8.1
Gross Scheduled Income$52,211/yr
Estimates from area median rents — directional, not an appraisal.

About this property

INCREDIBLE OWNER-OCCUPANT INVESTMENT OPPORTUNITY! Spacious vinyl-sided 3-family with separate utilities, separate meters, and functional layouts. Ideal for investors or owner-occupants looking to offset their mortgage with rental income. Conveniently located near local amenities, shopping, restaurants, and major routes. Each unit offers 2 bedrooms, with potential for 3-bedroom use on the 1st and 2nd floors. The 1st-floor unit is currently being used as a 3-bedroom. Unit 2 is vacant, while the 1st and 3rd floor units are rented on month-to-month leases. Seller states the 1st-floor tenant is long-term. Features include laundry hookups on the 1st and 2nd floors, seller states updated electrical in (2024) with three 100-amp circuit breaker panels, wood laminate and tile flooring throughout, ceiling fans, laminate countertops, and a recently replaced 1st-floor hot water tank. Don’t miss your chance to own this fantastic income-producing property!

Property details

Units3
Living area2,801 sqft
Lot size3,890 sqft
Year built1905
Price / sqft$152
CountyHampden
MLS #73522088

Listing status

Days on market9 days
Listed onMay 29, 2026

Taxes & financials

Annual property tax$2,694
Tax year2025
Assessed value$171,800
ZoningR2
Gross income (actual)$47,400/yr
Net operating income (actual)$47,400/yr
Total actual rent$2,550/mo

Building & lot

Stories3
Total rooms15
Lot size0.09 acres
Garage spaces0
Parking spaces4
ParkingPaved Drive, Paved
BasementFull, Interior Entry, Bulkhead, Unfinished
FoundationBrick/Mortar
RoofShingle
ConstructionFrame
FlooringTile, Vinyl

Utilities & systems

HeatingNatural Gas, Electric
CoolingNone
SewerPublic Sewer
WaterPublic
Utilitiesfor Electric Range, for Gas Dryer, Washer Hookup
AppliancesRange, Refrigerator

Location

More about investing in Springfield

Listing courtesy of Cuoco & Co. Real Estate — Lana Kudo. Listing data © MLS PIN.

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Questions & answers

Auto-generated from the listing data — richer AI answers coming with the live site.

How many units does 658 Union St, Springfield MA 01109 have?

It is a 3-unit multi-family property with 2,801 sqft of living area, built in 1905.

How long has 658 Union St, Springfield MA 01109 been on the market?

658 Union St, Springfield MA 01109 has been listed for 9 days (since May 29, 2026).

What is the estimated cap rate on this 3-family in Springfield?

Based on area median rents, the estimated cap rate is about 8.0%, with a Signal Score of 99/100. These are directional estimates, not an appraisal.

What is the price per unit?

At a list price of $425,000 across 3 units, that works out to roughly $141,667 per unit.

What are the property taxes on 658 Union St, Springfield MA 01109?

Annual property taxes are $2,694 (2025), on an assessed value of $171,800.

What is the price per square foot?

At $425,000 for 2,801 sqft, that's about $152 per square foot.

Is there parking?

4 total parking spaces (paved drive, paved).

Where is this property located?

658 Union St, Springfield MA 01109 is in Springfield, Hampden County, MA 01109.

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